Total Interest Saved
—
Years Reduced
—
New Tenure
—
Loan Balance over time
Standard
Optimized
Summary Distribution
—
Monthly EMI
Savings Analysis
Strategy Report
Start entering your loan details to generate specialized interest-saving insights.
Amortization Schedule
Monthly breakdown of your principal and interest
| Month | Opening Balance | Principal | Interest | Extra | Closing Balance |
|---|---|---|---|---|---|
| Enter loan terms to generate schedule... | |||||
Frequently Asked Questions
How are interest savings calculated?
Savings are calculated by comparing the total interest paid in a "baseline" scenario (no prepayments) against the simulation where extra payments reduce the principal balance every month.
What is a One-Time Prepayment?
This is a single lump-sum payment (like a bonus or tax refund) applied to your loan in a specific month. Our tool simulates exactly how much that one payment reduces your long-term interest cost.